Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Just Remortgages Ltd, 2 Turnberry House, 4400 Parkway, Whiteley, Fareham. PO15 7FJ is authorised and regulated by the Financial Conduct Authority. Our FCA registration number is 525950. For re-mortgages a broker fee of up to 2.0% of the total loan amount, minimum fee of £1495, and a legal administration fee of up to £495 may be charged depending on your circumstances. For purchases a broker fee of up to 2.0% of the total loan amount, minimum fee of £1295, and a legal administration fee of up to £199 may be charged depending on your circumstances. THE OVERALL COST FOR COMPARISON WILL BE 4% APRC. The actual rate available will depend upon your circumstances. Please ask for a personal illustration. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Just Remortgages Ltd, 2 Turnberry House, 4400 Parkway, Whiteley, Fareham. PO15 7FJ is authorised and regulated by the Financial Conduct Authority. Our FCA registration number is 525950. For re-mortgages a broker fee of up to 2.0% of the total loan amount, minimum fee of £1495, and a legal administration fee of up to £495 may be charged depending on your circumstances. For purchases a broker fee of up to 2.0% of the total loan amount, minimum fee of £1295, and a legal administration fee of up to £199 may be charged depending on your circumstances. THE OVERALL COST FOR COMPARISON WILL BE 4% APRC. The actual rate available will depend upon your circumstances. Please ask for a personal illustration. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Just Remortgages Ltd, 2 Turnberry House, 4400 Parkway, Whiteley, Fareham. PO15 7FJ is authorised and regulated by the Financial Conduct Authority. Our FCA registration number is 525950. For re-mortgages a broker fee of up to 2.0% of the total loan amount, minimum fee of £1495, and a legal administration fee of up to £495 may be charged depending on your circumstances. For purchases a broker fee of up to 2.0% of the total loan amount, minimum fee of £1295, and a legal administration fee of up to £199 may be charged depending on your circumstances. THE OVERALL COST FOR COMPARISON WILL BE 4% APRC. The actual rate available will depend upon your circumstances. Please ask for a personal illustration.
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Application Process

Whatever your requirements, our aim is to provide you with a tailored solution to your needs, and together see this through from beginning to end.

Whether you are looking for a mortgage on your own home, or on an investment property with a buy to let, we will endeavour to find the best deal for you.

Step 1

Get in Touch

Please contact on our freephone number 08000887788.

Step 2

Pre Qualification

One of our qualified advisors will discuss with you your situation in more detail and advise of any additional information/documentation that is required to carry out a thorough search of the market.

Step 3

Recommendations

Following their research, your advisor will present their recommendations tailored to your specific needs. This will include details of rates and any associated fees that may apply.

Step 4

Agreement in Principle

Should you be happy with the recommendations, your advisor can request an agreement in principle to give you the reassurances that all should be approved once you apply.

Step 5

Application

When ready to proceed your advisor will submit the full application. At this stage the lender will assess any supporting documentation requested and make any necessary arrangements for the property valuation/survey.

Step 6

Mortgage Offer

Once the lender is satisfied that the property offers suitable security and they are happy with the documentation provided, the formal mortgage offer will be issued. This confirms their willingness to lend. A copy of this will also be sent directly to the acting solicitor.

Step 7

Offer / Pre Completion

Now you have the reassurance that your mortgage is formally approved, your advisor will discuss with you your possible insurance needs and make any recommendations and arrangements for you.

Step 8

Completion

When you solicitor has finalised the necessary legal matters and all parties are ready, you can look to arrange your actual completion date. The solicitor will then make the necessary arrangements to request the funds.

Step 9

Post Completion

As part of our bespoke mortgage review service, your advisor will contact you again nearing the expiry of your deal to ensure your mortgage is always set up on the most appropriate product for your needs.

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Why Choose Us?

Fed up with trawling through price comparison websites? Finding the right mortgage on the internet is no easy feat. Especially since the best deals aren’t necessarily visible online. We source mortgages from a large panel of lenders across the market.

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Study finds 5.2m people in protection ‘gap’
Research from Royal London suggests 5.2m mortgage holders who earn an income have no plan or protection cover in place to cover their mortgage repayments if they become too ill...

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